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HOME BUYERS

Through our H.O.P.E. Program (Home Ownership Possible for Everyone), home buyers
who are not qualified for traditional bank loans can achieve home ownership.  For our rehab properties,

we work with buyers who use traditional funding as well. 

TESTIMONIALS

Another property closed and another fami

"We highly recommend that you choose buying your first home with Gaspard Properties.  We chose Jonathan because he was very knowledgeable. He patiently answered our first time home buyer questions, helped us expertly navigate the home buying process, and was next to us every step of the way with sage advice from his years of experience.  We are now in a home we absolutely love, thanks to Gaspard Properties. I would definitely recommend them!"

Monica & Cedric Yarborough

HOME BUYERS

Pre-qualification

Home ownership is the ultimate American dream.  However, the same old institutionalized approval process, tough economic times, less than perfect credit score, or being self employed are major hurdles for realizing your dream.  Gaspard Properties is your new partner to transform you into a home owner.

DOWN PAYMENT

10% Down

We require 10% down on the purchase price of your home, with 100% of your down payment going towards the purchase price.  Your monthly payment is usually set around the market rental rate for the area. 

CREDIT REVIEW

Partnering Together

Bad credit can happen to anyone. We understand that banks will not even typically speak to home buyers who have a low credit score.  Your credit score will not disqualify you from buying a home with us; we simply want to review your credit so that we can better understand who you are.

INCOME VERIFICATION

H.O.P.E. for All

The H.O.P.E. Program pre-qualification includes:

  • Completing an application 

  • Providing written income and asset documentation 

  • Ordering credit reports 

  • Verification of employment, and

  • Housing payment history for the buyer.

NO BANK QUALIFICATION

Less Hassle

Banks have severely tightened their lending criteria, and a high percentage of people seeking home ownership do not qualify for a mortgage. We can help.

CREDIT RESTORATION

Credibility back to the Buyer

We parter with a third-party real estate loan servicing companies that handle the collection and distribution of funds while reporting to the national credit bureaus, ensuring that each on-time payment works to restore the home buyer's credit.

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